Financial Insights

Enrich your data with unique financial insights

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Our Financial Insights services

Transaction categorization

An add-on to the transactions API that automatically assigns categories to each transaction.The response uses 16 pre-assigned categories to standardize the output.

Standard Reports

A tool to generate, access and export aggregated account, balance and transaction data in a standardized report form for all customer accounts.

charts displaying accounts summary for each month

Income Insights API

Our Income Insights API offers fast, reliable, and affordable income detection and estimation for your customers. It covers both individual salary income and non-salary income for streamlined approval processes.

a user interface showing statements of income insights

Expenses Insights API

This API analyzes user spending, categorizes expenses, and separates card and non-card spending for fast and accurate insights into customer spending patterns without manual effort.

Benefits of using Financial Insights

More time to the developers

Increase the value of our financial data services and save time for you and your development teams. Let our financial insights services do the ground work for you.

Value added customer insight

Go beyond financial data and build more meaningful business-critical tools such as in-depth risk scoring models, recommendation engines and much more.

How does it work?

Lean.connect({
  app_token: ""XXXXXXXXX"",
  permissions: [""identity"", ""accounts"", "
  "transactions"", ""balance"", ""payments""],
  customer_id: ""d57a03bc-ef9d-460b-8fa6-3b17e425326c"",
  sandbox: ""true"",
});

import requests

url = ""https://sandbox.leantech.me/customers/v1/""

payload = {""app_user_id"": ""test_user_1""}
headers = {
    ""accept"": ""application/json"",
    ""content-type"": ""application/json""
}

response = requests.post(url, json=payload, headers=headers)

return response.customer_id

user interface asking user to connect bank account

import requests

url = ""https://sandbox.leantech.me/data/v1/transactions/""

payload = {
    ""entity_id"": ""9aeb067a-9c1a-3631-a6f3-e912c6f4354b"",
    ""account_id"": ""73a70c83-7f82-4266-a680-56474f910b50"",
    ""insights"": True,
    ""start_date"": ""2022-09-11"",
    ""end_date"": ""2022-09-12""
}
headers = {
    ""accept"": ""application/json"",
    ""content-type"": ""application/json""
}

response = requests.post(url, json=payload, headers=headers)

{
  ""status"": ""OK"",
  ""payload"": {
    ""transactions"": [
      {
        ""id"": ""1f745f1d-1865-4d10-be99-cb9f7a20abfb"",
        ""description"": ""Cash deposit AED 10000"",
        ""amount"": 10000,
        ""currency_code"": ""AED"",
        ""index"": 0,
        ""pending"": false,
        ""timestamp"": ""2022-09-12T00:00:00Z"",
        ""insights"": {
                ""description_cleansed"": ""CASH DEPOSIT"",
                ""category"": ""OTHER"",
                ""category_confidence"": 0.99,
                ""type"": ""TRANSFER"",
                ""type_confidence"": 1
        }
      },
      {
        ""id"": ""0a8c3fd2-7f94-4095-a6dc-6eee8400d9b7"",
        ""description"": ""AMAZON.COM*S37EV3Y93 AMZN.COM/BILL USA"",
        ""amount"": -443.96,
        ""currency_code"": ""AED"",
        ""index"": 0,
        ""pending"": true,
        ""timestamp"": ""2022-09-11T00:00:00Z"",
        ""insights"": {
                ""description_cleansed"": ""AMAZON"",
                ""category"": ""RETAIL"",
                ""category_confidence"": 0.99,
                ""type"": ""TRANSFER"",
                ""type_confidence"": 1
        }
      }
    ],
    ""type"": ""transactions""
  },
  ""results_id"": ""3ef57520-68bb-4ee1-b732-bdb01ae9131a"",
  ""timestamp"": ""2022-09-20T16:04:04.270526478Z""
}

Spot trends, capture unique insights and more

Credit Risk Scoring

Make better risk decisions by speeding up the process of collecting, verifying and scoring your customers’ financial data.

a screenshot of user interface with a screen displaying loan information

Personal and Business Finance Management

Build meaningful insights with financial data that’s collected, collated and standardized in a cleaner and simpler way.

a screenshot of user interface showing spending charts

With Lean, Wally can categorize all
transactions made by its users in the
UAE with an accuracy of over 98% - an
industry leading standard.

See Lean in action

Explore what it’s like to connect with Lean as an end-customer and see the data you can extract using the LinkSDK and Data APIs.

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