Financial Data
Make smarter decisions with Open Banking data
Understand your customers’ financial activity to assess risk, improve eligibility and make decisions with confidence.
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From bank connection to decision-ready data
Turn customer-permissioned open banking data into structured financial insights you can use across onboarding, risk, eligibility and customer journeys.
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Turn Open Banking data into better decisions
Assess real affordability
Evaluate cash flow, spending patterns, and financial commitments to understand each customer's repayment capacity.
Strengthen credit risk decisions
Enrich credit models with fresher financial signals, including income behavior, spending patterns and account history to improve decision quality.
Verify income beyond payroll
Capture a fuller view of customer income streams, including recurring earnings that traditional sources may miss.
Reduce manual reviews
Replace bank statements, salary certificates, and document checks with consent-based Open Banking data.
From raw financial data to ready-to-use insights
Account Information
Retrieve account details, balances, and account activity to build a clearer customer profile.
Income Insights
Identify salaries, recurring deposits, income streams, and stability patterns that traditional sources may miss.
Expenses Insights
Understand how customers spend, manage commitments, and move money across categories.
Cashflow Insights
Track inflows, outflows, and net cash flow over time to assess financial stability and ability to meet obligations.
Balance Insights
Track balance trends and account movement to better understand financial behavior over time.
Transaction History
Access structured transaction data to understand income, spending, transfers, and recurring financial behavior.
Reports
Get standardized financial reports that support audit, compliance, and decision-making across customer workflows.
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